Property damage estimation your adjusters can check line by line

A clear scope of loss is hard to get. Adjusters work around fallen ceilings and flooded basements, trace the cause and origin of a fire, and look for damage hidden behind walls.

Prices jump after a hurricane, building codes change what a repair must include, and contractors dispute the numbers. Your adjusters have to prevent leakage and still treat the claimant fairly.

Four problems come up again and again in property claims. Each one costs money, time, or the claimant's trust.

• Slow manual review of every photo and video a claimant sends
• Inconsistent damage evaluation from one adjuster to the next
• Fraud risk from edited photos, duplicate claims, and old damage
• Claim surges after a catastrophe that turn into long backlogs

Computer vision reads the photos and video from the claimant, the field app, or a drone. It finds and labels the damage, such as missing shingles, hail dents, siding cracks, water stains, and fallen trees, and rates how bad each one is.

It also flags what a photo can't settle, like a foundation crack that may run deeper. Your adjuster then knows where to send an inspector and where the photos are enough.

The estimate is priced against current material and labor rates for the claim's region. It adds permits, debris disposal, and the code upgrades a repair now requires, and it applies depreciation for the roof's or the floor's age before the loss.

Every line shows its source, so your adjuster can explain a figure to the policyholder or the contractor in one sentence.

Field adjusters finish the inspection on a phone or tablet. They take photos, sketch the rooms, record notes, and the claim file updates as they go, even when the signal drops for an hour.

The report is ready when they leave the driveway, not two days later at a desk.

Completed reports, estimates, and images go straight into the claim file in Guidewire, Duck Creek, Majesco, Sapiens, InsureEdge, or the system you run. We can also bring in hazard maps, weather data, and loss history from the providers you already use.

Agents sign in as users with their own permissions, and every check they run is on the record for your auditors.

Image models are consistent on visible exterior damage such as roofs, siding, and windows, and they don't tire after the 200th photo. Your adjusters still check the findings, investigate hidden damage, read the policy, and talk to the claimant. Nothing is paid without an adjuster's sign-off.

It detects roof damage such as missing shingles and punctures, siding wear, foundation cracks, and damage from hail, wind, water, fire, vandalism, and fallen trees. It rates the severity of each finding and flags signs of damage it can't see, so an inspector can check them.

Yes. We connect it through APIs to your policy administration and claims systems, and to the weather, hazard map, and loss history data you already buy. Reports and estimates land in the claim file without re-keying.

Yes. The same image reading that prices a claim can record a property's condition at inspection or renewal. Underwriters get a consistent view of roof age and condition, and after a catastrophe your team can see damage across the portfolio within days.

It considers the scope of physical damage, regional material and labor rates, permits, and disposal costs. It applies depreciation for the property's condition before the loss and adds the work current building codes require. Each figure shows where it came from.

Yes. Agents read photos and check estimates at the same pace on the 1st claim and the 5,000th. Your adjusters spend the surge on the claims that need a visit, not on the photo queue.