WorkbenchRisk
Every risk is checked against your binding authority. Out-of-authority risks are referred before they bind, not found at audit.
BeforeFound at auditAfterReferred before binding
Risks bound inside authorityYou underwrite for carriers, inside limits someone else set
Delegated authority, bordereaux, and producer appointments. Agents keep every bound risk inside the binding authority and every month-end file on time, and your underwriters decide while your program managers clear the exceptions.
Get a free process reviewSee your processes ↓InorbitX3–4 wkfrom the start of the build to a live distribution platformRead how ↗
Workbench+InsureEdgeCost
Bordereaux reconcile before month end. Every mismatch is listed with its source row, and the file goes out on time.
BeforeExcel and one analystAfterEvery row matched
Hours per runInsureEdgeGrowth
Your programs run on your own record. InsureEdge gives an MGA its own headless policy and billing core.
BeforeThe carrier's systemAfterYour record, your pace
Programs launchedWorkbenchGrowth
New producers quote in days. Licences are checked state by state, and appointments are filed for you.
BeforeWeeks of paperworkAfterQuoting in days
Days to first quoteYour processes, on one platform
Scroll through the 4 processes we run for MGAs. Damco Workbench does the work on top, and your core keeps the record underneath.
Program operations · monthly
Bordereaux, from partner spreadsheets to a reconciled submission
Partners send premium and claims in their own layouts. The agent maps each one, reconciles every row to the book, and lists each mismatch with its source row.
- Bordereaux accuracy (%)
- Submitted on time (%)
- Hours per run
Licensing and appointments
Producer onboarding
No quote until the producer is licensed for the state and line, and appointed with the carrier.
See it on your core ↗Monthly · premium and claims
Bordereaux to carriers
Each carrier wants its own format by its own deadline, and the numbers must tie to the premium trust account.
See it on your core ↗Submission to bind, inside delegated authority
ArrivesEmailLeavesSFTP
Workbench where people and agents work
01IntakeNeeds underwriter
02UnderwriteNeeds carrier
03Rate and quoteNeeds underwriter
04BindNeeds underwriter
05ReportDone alone
Your core InsureEdge, or the one you run
Party·PolicyPolicyBilling
RulesAgentPerson
Commercial package · small business
Submission to bind, inside delegated authority
The MGA binds for the carrier, but only inside the binding authority agreement. Anything outside it goes to the carrier.
See it on your core ↗ArrivesEmailLeavesSFTP
Workbench where people and agents work
01IntakeNeeds underwriter
02UnderwriteNeeds carrier
03Rate and quoteNeeds underwriter
04BindNeeds underwriter
05ReportDone alone
Your core InsureEdge, or the one you run
Party·PolicyPolicyBilling
RulesAgentPerson
We strategize, build, and operate your software until it pays
Most MGAs start with the bordereau: one cycle, one carrier, measured in accuracy and hours per run.
Strategize
We map one of your processes as it runs today, every task, who does it, how long it waits, and pick where agents pay first.
Build
Prototype rounds with your people every week, on the core you run, in your tenant. Agents, rules, and screens.
Operate
We run it with you against the KPIs we agreed, and keep tuning until the number moves. Then we keep it there.
A five-day Software Review, at no costWorking software in your tenant, not a deckBuilt versus ran, on a dashboard, every week
Two platforms let you start from working software
When we build, we start from two platforms of our own. Use them together, one at a time, or not at all: the blueprint works on the core you run.
Workbench on your coreGuidewire, Duck Creek or in-house. Agents work on it through its APIs.
InsureEdge under your portalsA modern core behind the front ends you already have.
Both, from the core upThe shortest path to an agent-ready operation.
Three insurers run software we built, each measured in its own units
CNC Catastrophe & National ClaimsClaimsUnited Automobile Insurance CompanyClaims intakeInorbitXEmbedded insurance
The 4-hour claim review now takes 6 minutes
6 minper claim, from 4+ hours
193checks across 76 categories
Read the storyThe claim is open before the call ends
96%of captured fields matched
24/7the claims line answers first
Read the story2,000 policies were booked in the platform's first month
2,000+policies in month one
3–4 wkbuild start to live
Read the story