Property and casualty billing software for installments and agency bills

One customer may have an auto policy on monthly installments, a home policy billed to the mortgagee, and a business policy billed through an agency. Each endorsement, cancellation, and reinstatement changes what's owed.

When billing sits in a corner of the policy system, every new pay plan is a project and every exception is handled by hand. Finance then closes the month from spreadsheets.

InsureEdge's billing module handles scheduled, equity, and flexible billing, with installment, direct, and agency structures. New products and pay plans are added as rules, not code.

Each billing type bills the right payer, and account billing pulls several policies onto one bill.

• Direct billing to the policyholder
• Agency billing, with account current statements
• Mortgagee billing for property
• Account billing across several policies

Pay plans carry their own installment fees and reset when a policy changes mid-term. Credits move across policies or accounts.

Payments come in several ways and are allocated automatically or by hand. Refunds go out by direct deposit, and a payment that lands on the wrong policy can be suspended and reapplied.

Reminders, non-pay notices, cancellations, and reinstatements follow your rules, by state where the timing differs. A payment that arrives in time clears the pending cancellation.

Accounts that stay unpaid move to collections, automatically or with a person's approval. Billing can also be suspended for one policy or one account during a dispute, with each step recorded.

Agency balances are tracked as they change, and agency sweeps collect what's due on schedule. Each account is reconciled to the general ledger.

Commission is worked out from billing rules, with multi-level and custom structures. Agencies see a statement before it's paid, so questions come before the money moves.

Policy, claims, and accounts in InsureEdge already work with AI agents, and billing follows. Today an agent on the policy side can draft the endorsement that changes a premium, and the billing module bills from the approved change.

Until billing agents arrive, the module runs through its own screens and APIs. You can put it in front of your billing team now and add agents later.

Billing software keeps premiums, installments, payments, refunds, and follow-ups in one place. It cuts manual mistakes and applies the same rules to every policy and account. Customers and agencies get the same billing information your team sees.

General billing tools don't understand endorsements, cancellations, reinstatements, and mortgagees. This one bills from the policy, so a mid-term change updates what's owed on its own. Several payers on one policy stay in line with the policy record.

Policyholders get flexible ways to pay, reminders before a due date, and clear statements of what they owe. Refunds go out sooner. Fewer surprises mean fewer service calls and disputes.

Yes. It takes on more transactions, products, and agencies without new code, because pay plans and rules are configured. Billing rules stay the same across business units, so growth doesn't bring new errors.

Yes. It handles installment, agency, split, account, and direct billing, and several payers on one policy. Every transaction stays tied to its policy, even when several accounts or agencies are involved.

Yes. Every InsureEdge function is an API, so the billing module can take policies from Guidewire, Duck Creek, Insurity, OneShield, or a homegrown system. You replace billing without touching the rest of your core.